Being insured is one of the most important backups nowadays, since claims can happen unexpectedly and if it comes to events at home it can represent a big problem. In this article, we will share with you the four most frequent accidents that can occur at home and those that generate a high cost.
- Water Damage: This is one of the most common events and is closely linked to the pipes, in fact, leaks cause more than two million parts of the insurance per year, with a bill of at least USD $ 2,547,660 per day. It should be noted that the leaks of a house affect nearby properties, causing at least a cost of USD $ 212,929 per day.
- Assistance: These types of claims cover a wide spectrum and range from problems that require professionals to be sent home (to carry out reforms, appliance repairs or some DIY service), to mishaps that require DIY, restoration, among others. Its daily cost ranges around USD $ 190,000.
- Broken glasses: The daily cost of this event represents about USD $ 769,831. where more than a million crystals are damaged annually.
- Electrical damage: being in the dark and knowing how little we can do without electricity is reason enough to avoid and correct this event, which has a daily cost of at least USD $ 572,907 and more than 600,000 incidents per year.
It is important to mention that one of the claims that generates the most costs are fires, however they occupy the tenth claim in frequency. The damage of this type of event is among the most expensive, since it affects other goods, with a value of at least USD $ 653,000 per day.
Having a home insurance can protect you against these unforeseen events and through LISA Claims the settlement of your claims will be automated and safe. Do you want to know more? Get in touch with us by clicking here.